Issues Affecting American Indians in Tennessee
This message board is provided as a public service for the specific purpose of sharing and discussing any and all issues that directly or indirectly pertain to Native American Indians living in Tennessee.
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American Indians in Tennessee government volunteer service
TN Archaeological Advisory Council
mandated 3 Native American representatives
  • Michael Lynch, West Tennessee (2008-12)
         member, Choctaw Nation of Oklahoma
  • Pat Cummins, Middle Tennessee (2004-08)
         descendant, Cherokee
  • Mark Cantrell, Middle Tennessee (2010-14)
         unknown tribal affiliation
  •   TN Historical Commission
    mandated inclusion of person/s
    of Native American ancestry

  • Brent A. Cox (2008-2012)
    444 Cades Atwood Road
    Milan, Tennessee 38358
    731-723-9994

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    TN Commission of Indian Affairs
    Website of the (defunct) TCIA * History of the 1st & 2nd TNCIA

    Greene (CNO) v. TCIA   filed 30 June 2010
    Commission terminated     30 June 2010


    Issues Affecting American Indians in Tennessee


    Issues Affecting American Indians in Tennessee
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    Check your credit card for Rate Increase!

    Apparently ALL credit card companies have secretly raised their interest rate from something like 7.99% to 19.99% - and even higher!! Some claim to have sent "Notice" of the rate increase back in the last few months of 2008 but with all that was going on with the Presidential Elections, I sincerely doubt anyone paid much attention to the "junk" that's always included in the statement.

    Anyway, if you're paying on a credit card, odds are that your rate has jumped. It's at least doubled, if not tripled. You could've "opted out" if you'd known about that option but by now, it's probably too late to "opt out". At the very least, call your credit card company and complain.

    You'll be told that the rates are being jacked because "times are are difficult" - it's because of "the downturn in the economy". (Yeah, I know. It makes ABSOLUTELY NO SENSE ... but that's what you'll be told.) You CAN call to complain and your rate could be lowered ... but you do have to call for that to happen.

    You always have the option of closing your account BUT you will be stuck with the higher rate, adding extra money to your payment which you will also have to pay off.

    Donna

    CONGRESSWOMAN SAYS: SQUAT IN YOUR OWN HOMES

    I've thought about the same thing when seeing stories about folks losing their homes ... but as I don't claim to know the law, never mind property laws, my advice is to use CAUTION if you choose to follow the advice in this article!
    Donna

    ------------------------------------------------------

    ----- Original Message -----
    From: Marjie
    To: Ayers
    Sent: Saturday, January 31, 2009 10:35 PM
    Subject: Sounds like a plan


    CONGRESSWOMAN SAYS: SQUAT IN YOUR OWN HOMES


    I posted here for everyone could see. If you find yourself in this predicament fight the system for all it's worth.

    CONGRESSWOMAN SAYS: SQUAT IN YOUR OWN HOMES
    Saturday, 31 January 2009

    [Bad loans have been packaged and re-packaged and sold all over the world. Ohio Congresswoman Marcy Kaptur tells her constituents who are victims of foreclosure to squat in their homes until the bank can find and produce the loan. If there's no loan, she says, there's no debt!--CB]

    Reprinted from RAW STORY

    Filed by David Edwards and Stephen C. Webster

    If you're poor and the bank is coming for your home, Congresswoman Marcy Kaptur has a plan for you.

    Just squat, she says.

    Yes, this Ohio Democrat is actually encouraging her financially distressed constituents whose homes have been foreclosed upon, to simply stay put.

    In a Friday report, CNN's Drew Griffin explored the case of Ohioan Andrea Geiss, whose home was foreclosed upon in April.

    "Behind in payments, out of work, a husband sick, she had nowhere to go," said Griffin. "So, she decided to follow the advice of her Congresswoman and go nowhere."

    In Lucas County, Ohio, over 4,000 properties were foreclosed upon in 2008, reports CNN.

    "So I say to the American people, you be squatters in your own homes," said Congresswoman Kaptur before the House of Representatives. "Don't you leave."

    She's called on all of her foreclosed-upon constituents to stay in their homes and refuse to leave without "an attorney and a fight," said CNN.

    "If they've had no legal representation of a high quality, I tell them stay in their homes," Kaptur told Griffin.

    Kaptur is a high-profile advocate of an increasingly popular mode of fighting foreclosures best known for it's key phrase: "Produce the note."

    By telling a bank to "produce the note," a homeowner can delay foreclosure by forcing the lender to prove the suing institution is actually the same which owns the debt.

    "During the lending boom, most mortgages were flipped and sold to another lender or servicer or sliced up and sold to investors as securitized packages on Wall Street," explains the Consumer Warning Network. "In the rush to turn these over as fast as possible to make the most money, many of the new lenders did not get the proper paperwork to show they own the note and mortgage. This is the key to the produce the note strategy."

    And Friday's segment on this growing foreclosure fighting "movement" was not the network's first. Earlier in January, CNN explored one person's strategy in demanding her bank "produce the note," only to find that the lender had "lost or destroyed" the evidence of debt ownership. Such a revelation can significantly strengthen a homeowner's position when asking to renegotiate a mortgage.

    That these banks, many of which received billions of dollars in government bailout funds, continue to boot defaulted owners from their homes, makes them "vultures" says Kaptur.

    "They prey on our property assets," she said. "I guess the reason I'm so adamant on this is because I know property law and its power to protect the individual homeowner. And I believe that 99.9 percent of our people have not had good legal representation in this."
    Last Updated ( Saturday, 31 January 2009 )

    Activist placing squatters in foreclosed homes

    http://seattletimes.nwsource.com/html/nationworld/2008457578_squatting02.html?syndication=rss

    and apparently, squatting in foreclosed homes is way up!


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